Redlining Revisited: Mortgage Lending Patterns in Sacramento 1930–2004

Spatial Analysis of Historical Redlining: A Methodological Explanation

Despite widespread belief that redlining contributed to disinvestment in cities, there has been little empirical analysis of historical lending patterns. The lack of appropriate data and clear definitions of redlining has contributed to this void. This article reviews definitions and methods that have emerged from research on lending in recent years and considers how they can be applied to rese...

Redlining and the Homeowners' Loan Corporation

This article analyzes the impact of the residential security maps created by the Home Owners’Loan Corporation (HOLC) during the 1930s on residential mortgages in Philadelphia. Researchers have consistently argued that HOLC caused redlining and disinvestment in U.S. cities by sharing its color-coded maps. Geographic information systems and spatial statistical models were used to analyze address-...

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Race and Mortgage Redlining in the U

Reducing Home Mortgage Foreclosures in a Predatory Lending Environment: a Case Study of Mid-sized City in Central New York

This article discusses the growing problem of predatory lending, particularly in low-income, inner city neighborhoods, with a case study of communities in Syracuse, New York. The author documents mortgage lending activities and foreclosure patterns in central New York and argues for continued education throughout the home-buying process. A program that reduced foreclosures in low-income urban n...